Payment plans
UÀóÖ¦ÊÓƵ offers self-service payment plans for all students. Sign up to spread tuition and fee payments out over the term, instead of paying the full amount by the term fee deadline.
The payment plan allows you to pay your fees in instalments over the course of the term. You get more control over your student finances. It can also provide some flexibility if you have delays in receiving your funding.
Please note that Residence fees and group study program fees can’t be included in a payment plan.
Eligibility
All students can opt in to a payment plan, regardless of the program they're enrolled in. You must have paid off all past due fees if you want to enrol in the payment plan program. You also can’t have any fee notices in your account.
Note: Students can sign up for a payment plan one semester at a time.
Students must have a minimum amount of tuition and general fees charged to be eligible for a payment plan in a semester.
| Term | Minimum tuition amount | Administrative fee* |
|---|---|---|
| Fall term | $500 | $40 |
| Winter term | $500 | $40 |
| Spring term | $250 | $20 |
| Summer term | $250 | $20 |
*Note: Thesis-based graduate students are exempt from paying the administrative fee.
Plan terms and conditions
Payment instalments for all plans are due on the 30th day of the month. The only exception is February, when payments are due on the last day of the month.
During Fall and Winter terms, the payment plan divides your tuition and general fee payments into three instalments. For Spring- and Summer-term payment plans, payments will be divided into two instalments. The administrative fee is non-refundable.
During Fall and Winter terms, the payment plan divides your tuition and general fee payments into four instalments. For Spring- and Summer-term payment plans, payments will be divided into two instalments. You won't be assessed the administrative fee for enrolling in a payment plan.
Dates and deadlines
Students can set up a payment plan approximately 30 days before the start of the term. In your Student Centre, you’ll only see one payment plan that you could enrol in each term. The deadline to opt into a payment plan is the tuition and fee payment deadline for the term. Refer to the for current tuition and fee payment deadlines.
When paying your instalments, you must take processing time into account. This will make sure your fee payment is processed by the deadline so you can avoid holds or late interest.
International payments may take additional time to process. Be sure to plan the timing of your payment instalments accordingly.
| Payment plan term | Program | Date enrolment begins | Deadline to apply |
|---|---|---|---|
| Spring 2026 | All programs | April 1 | May 12, 2026 |
| Summer 2026 | All programs | June 1 | July 8, 2026 |
| Fall 2026 | All programs | Aug. 1 | Sept. 18, 2026 |
| Winter 2027 | All programs | Dec. 1 | Jan. 29, 2027 |
Note: We can’t customize payment plan due dates and/or payment instalment amounts.
Applying for a payment plan
Note: Only one payment plan is available per term.
Adjusting your fees or registration
Any changes to your registration or fees will automatically update your payment plan instalments. This includes adding/dropping a course and/or opting out of optional fees.
FAQs
No, the self-service payment plan is for tuition and general fees only. Residence fees can’t be paid in instalments. Please view the Residence Services webpage for Residence fee information.
Your account must be in good standing to qualify for a payment plan. If you pay all past-due fees before the term fee deadline, you can enrol in a payment plan for the current term, if you meet all other requirements.
You can pay the full balance of your payment plan fees. The administrative fee is non-refundable.
Note: Graduate students in thesis-based programs don’t pay the administration fee.
Your bank may charge you a service fee for each payment plan instalment. Be sure to think about payment options and processing times before you sign up for a payment plan.
If you drop every course before the term drop deadline or defer your admission, the impact to your fees depends on your program.
If you drop a course after the drop deadline, you must pay the tuition and fees incurred. This is outlined in the
Undergraduate/MD students
If you drop all your courses, your payment plan instalments will be $0. However, you'll still owe the non-refundable payment plan administrative fee.
Course-based graduate students 
If you drop all your courses, your tuition and fees will be $0. However, your payment plan will still be calculated based on your general fees for the term. You'll also still owe the non-refundable payment plan administrative fee.
Submit a voluntary withdrawal form to the Faculty of Graduate Studies if you plan to withdraw from your program.
Thesis-based graduate students
Your tuition fees aren't normally linked to course registration. As such, your payment plan likely won’t change.
Submit a voluntary withdrawal form to the Faculty of Graduate Studies if you plan to withdraw from your program.
Any change to your registration or fees will automatically update your payment plan instalments. This includes adding/dropping a course, opting out of a optional fee, and so on.
You can check your payment plan instalment due dates under the Payment Plans section in the My Financials section of your Student Centre.
You can also review our how-to guide for help with understanding your student account.
No. Payment plans can only be set up for one term at a time.